VisionScaper does not lend money, make credit decisions or approve anyone. You use your own lender. VisionScaper makes a personal apply link for a quote and tracks where the application stands.

• Financing is a plan feature. Without it you see “Customer financing is not part of your plan.”
• You need a lender who gives you an apply web address.

1. In the Hub open Finance & Reports → Customer financing.
2. Under Your lender, pick How it works:
   – Apply link: the complete mode. Paste your lender’s apply address.
   – Lender’s application service (advanced): for a lender with an application service address and key. It needs a developer to match the lender’s field names and has not been tested with any live lender.
3. Type the Lender name and Your lender’s apply address. It must start with https://. You can use {reference} and {amount} in it. If you do not, they are added at the end.
4. Set the Example APR for estimates (%) (a placeholder, not approved), Loan lengths to show (months) and Smallest quote to offer it on ($).
5. Edit Words shown with every estimate. The starting wording is a placeholder, not approved. Have your lender or lawyer check it.
6. Tick Financing is on. Optionally tick Put the customer’s name, email and phone in the apply link.
7. Tap Save financing settings.

Open a quote. The Financing line shows the status. Tap Offer financing, then Copy apply link and send it to your customer. A quote under your minimum or with no total shows a reason instead.

The Applications list shows each one with a status: Offered, Applied, Approved by the lender, Declined by the lender, Funded. Under each label is a note: “marked by you” or “confirmed by the lender”.

To move a status yourself, use Mark as… and tap Save. A lender message that would move a status backward is ignored.

Let the lender report

Open Let your lender tell VisionScaper the result. Tap Make a secret, copy it at once (it is shown once) and give your lender the address and secret. The lender’s messages must be signed. Then statuses show “confirmed by the lender”.

Try a monthly payment takes an amount and an APR and shows a table of months, payment, total and interest. It is an illustration, not an offer.

• Use the rate your lender gives you, not the example.
• Offer again after a decline with Offer again.

• “Not ready yet.” Turn financing on and paste the apply address.
• The lender’s messages are refused. The secret does not match. Make a new one and give it to the lender.

• Deposits and payment schedules
• Create an invoice
• Payment methods your customers can use